FAQ

What is the purpose of an HOA?

HOA’s are associations that oversee and manage the community to ensure property owners obey CC&Rs, Articles of Incorporations, By-Laws, and other governing documents. The HOA elects a board of Trustees (Fenwick Park Maintenance Corporation (FPMC) to make decisions on the residents’ behalf.

Can You Opt Out of an HOA?

You cannot. Membership is mandatory. You may decide not to actively participate in your HOA. However, when you purchased your home, you agreed to abide by the CC&R’s which includes paying annual fees.  If you were not aware that Fenwick Park was a deed-restricted community, then your realtor, title company, bank or lawyer did not provide you with all the information needed to make a home buying decision.

What are the Advantages of an HOA?

The primary advantage of an HOA and responsibility of the FPMC Trustees is to protect property values. This can be achieved when residents abide by the CC&R’s, pay their assessments timely, and demonstrate respect for their neighbors.

What are the Disadvantages of an HOA?

HOA’s can impose covenants that might seem restrictive. Fenwick Parks Deed Restrictions can only be changed by 100% and By-Laws by 50% agreement of residents.

What are the common violations experienced in Fenwick Park?

Lack of knowledge of Fenwick Park Deed Restrictions, CC&Rs’ and By-Laws has created problems that have caused the FPMC to take actions that are costly to the violator and our residents. Therefore, CC&R’s and By-Laws are included.

The parking of boats, trailers, campers, recreational vehicles, commercial vehicles like tractor-trailers, buses and portable storage units are prohibited. If you are currently in violation, please remove them before action by the FPMC is required.

Parking of cars on the grass is prohibited. Cars must be parked on a hard surface that may be concrete, black top, stones or decorative blocks. Please seek approval of FPMC if driveway is changed or expanded.

The parking of cars and small trucks is permitted on the street. Fenwick Park streets are narrow, The Carneys Point Police and Fire Departments have requested that street parking provide emergency vehicles access to our neighborhood, especially at night.

Solar panels may require permits from local governments. The installation of solar panels also requires the approval of the FPMC.

Placement of solar panels on the ground is prohibited.

Kiddie and wading pools are permitted by the FPMC.  These pools must be removed at end of summer season. Many pools require a permit from the Carneys Point Township Construction Office with additional requirements and regulations. If you do not have a required permit or have never received a written approval for any pool by the FPMC, you are in violation.

The existence of a trade or business is prohibited. Homes are single family, owner occupied. Renting or leasing is strictly prohibited. Home offices that meet the requirements of the CC&Rs’ are permitted.

What do residents need to do when changes, improvements or additions are needed to their structure or property?

Some changes will require a building permit or approval from the Carneys Point Township. It is recommended that residents contact the Carneys Point Construction Office to determine the requirements.

Approval from the Carneys Point Township does not mean an approval from the FPMC.

Before any activity begins, residents must submit detailed plans for changes to their home or property to the FPMC. Please allow a minimum of 3 months for a decision as the FPMC meets quarterly.

For emergencies, residents and FPMC will work together for expedited approvals.  FPMC will provide a letter of approval.

The CC&R’s provide the FPMC with actions that can be taken if approval was never granted.

When in doubt, check it out with FPMC Trustees.

What Happens when HOA Fees are not paid?

When a resident fails to pay the annual HOA fee, interest penalties of 1.5% per month and a fee of $15.00 per month are added. These fees can quickly add up if a resident does not pay for several years.

The FPMC can place a lien on the property or submit the delinquent account to a collection agency. Both of these actions are costly to all residents especially the residents who pay their HOA fees timely.

Failure to pay HOA fees and penalties places a burden on all Fenwick Park residents.  Fees that are not paid are distributed to all residents increasing their annual fee.

The FPMC Treasurer encourages residents to communicate any difficulties in paying HOA fees to the FPMC Treasurer.

What can you do to support your HOA?

Support the FPMC by following the CC&Rs’, paying fees when due, showing respect for your neighbors, understanding that what you do is not necessarily good for your neighbor or increases the value of the neighborhood. Get involved by attending meetings, identifying violations, or volunteering to be a trustee.

When you take an action that is not consistent with the CC&Rs’, please ask yourself, is this a good thing for my neighbors, does it increase the value of our neighborhood, will my decision increase the fees for all neighbors?

Being a FPMC Trustee is a thankless, payless, and time-consuming responsibility. Trustees are neighbors that need your help, your support, and your respect. FPMC main objectives are to safeguard property values and to maintain the safety of our neighborhood.

Fenwick Park is an historic community with unique custom-built homes. Be proud of where you live. Be respectful to your neighbors.

Together we can make Fenwick Park a clean, safe and respected community.